Capital Equipment Leasing is an independent asset finance brokerage formed in 2011. We are completely independent from any one bank or finance company and are therefore free to source our finance solutions from the whole market.

The directors have in excess of 50 years in the financial world and have specialised in supporting SME marketplace.

We try to make asset finance as simple as possible - from the very first conversation to the completion of finance package.

Our History & Vision

Our vast experience in finance has allowed us to combine local service with national strength. We are not a sausage machine churning out finance agreements, we have a hands on approach to each and every customer, each proposal receives individual care and attention.

Whether you are a business owner or an equipment supplier we work on the basis that our success is built on your success. We will unashamedly look to help grow your business via finance. We work very closely with our large bank of funders, and it is our combined years of experience that brings these funders to you.

 

The EU General Data Protection Regulation (GDPR) is due to come into place in May 2018 and is set to replace elements of the current Data Protection Act 1998.

 

At Capital Equipment Leasing, we understand that we have a responsibility to protect and respect your privacy and look after your personal data.

This notice explains what personal data we collect, how we use that data, reasons we may need to disclose your personal data to others and how we store your personal data securely.

For clarity, we may be both data controller and data processor for your personal data under certain circumstances.

We must advise that this policy is subject to change. Any such changes will be added to this document.

Data Protection Laws will change on 25th May 2018 and this Privacy notice sets out your rights under the laws.

 

Who are we?

Capital Equipment Leasing is the trading name of Capital Finance Investments Limited. We are an asset finance broker based in Swansea. Our trading address and registered office are at 23 Llwynderw, Gorseinon, Swansea, SA4 6ST, our company number is 07726370. Stuart Griffiths is our Data Protection Officer.

 

The Law

Data Protection Law only allows us to process your  personal data if we have a valid reason to do so. The reason we process your personal data include, but not limited to, your consent, performance of a contract, billing and to contact you.

 

How do we collect your personal data?

We receive information about you from you when you use our website, complete forms on our website, if you contact us by phone, email or otherwise in respect of our services.

If you provide us with personal data about a third party ( such as a joint finance application ), you warrant that you have obtained the express consent from the third party for the disclosure and use of their personal data. We will require direct consent from the third party for any potential credit searches that may be required.

 

What type of data do we collect from you?

We may use data about you in the following ways:

  • To process applications for services/products you have requested with information you have provided to us.
  • To help identify you and any services/products we have arranged for you
  • To enable us to review, develop and improve our services.
  • To respond to requests and provide customer care if you contact us
  • To keep track of your products/services.
  • To provide you with information about products & services that you have requested or have consented to receive.
  • To detect fraud, money laundering and proceeds of crime as laid out under U.K. law.

 

Retention of data

We will keep your personal data for the duration of any services/products we have arranged for you. We will retain your data for as long as necessary in accordance with current applicable laws.

Once any product/service we have arranged finishes or is terminated, we may keep your data up to 7 years after you have finished or cancelled them. We may be unable to delete all your data before this time due to our legal and accountancy obligations. Your personal data will only be used for these purposes stated herein.

 

Who has access to your personal data?

As a broker of financial products for businesses, we will need to share your personal data with one or more of our product/service providers. We only ever ask for information required by the providers and nothing more.  We will only share your data once we collect what we need in its entirety. Should the application be rejected we may, with your consent, share this data with another provider in order to try and get you the product/service you have told us you want. Should a provider require further information from you, we will contact you directly to request it and explain why it is required.  

We may share your information if we are acquired by a third party where your data will be deemed an asset of the business. In such circumstances, we may disclose your personal data to any prospective buyer of our business, subject to both parties entering into appropriate confidential undertakings. Furthermore, we may share your data if we are under any legal duty to protect the rights, property of safety of Capital Equipment Leasing, our customers or others. This does include but is not limited to exchanging information with other companies and organisations for the purpose of fraud protection, disputes and credit risk. We will at all times take steps to ensure that your privacy rights continue to be protected.

 

Your rights

By preventing the use or processing of your data it may prevent or delay us from providing you with the product or service you have requested.

You have the right to object to our use of your personal data, or ask us to remove, delete or stop using it if there is no need for us to keep it. This right is known as the right to be forgotten. AS previously described, there are legal and accountancy reasons why we will need to keep your data, but please inform us immediately if you think we are retaining your personal data incorrectly.

Our privacy notice shall be made clear to you at the point of collection of your personal data.

We will not contact you for marketing purposes unless you have given us your prior consent to do so.

To avoid any doubt, we do not and shall not sell your personal data to third parties for marketing or advertising purposes. We only share your data with appropriate service/product providers as previously described or for legal purposes as described under “Who has access to your personal data?”

 

You can request access to the information we hold about you. Please email your request to Info@celeasing.co.uk so that we can provide with the information you require.

 

Storage of data

Your data is held both electronically and in some cases in hard copy. Hardcopy information is held in secure filing system which is locked when not in use by authorised individuals. Electronic information is held on a computer system within our office and is password protected at all times. Our emails services are hosted by Rackspace and their Privacy & Data Protection policies can be found here https://www.rackspace.com/en-gb/managed-security-services/privacy-data-protection

 

Data Breaches

In the event of a data breach, we shall ensure that our obligations under the applicable data protection laws are complied with.

Your right to make a complaint

You have the right to make a complaint about how we process your personal data to the Information Commissioner:

https://ico.org.uk/concerns/

Telephone : 0303 123 1113

 

Head office

Information Commissioner's Office
Wycliffe House
Water Lane
Wilmslow
Cheshire
SK9 5AF

Tel: 0303 123 1113 (local rate) or 01625 545 745 if you prefer to use a national rate number

Fax: 01625 524 510
 

ICO regional offices

Scotland

Information Commissioner's Office
45 Melville Street
Edinburgh
EH3 7HL
Tel: 0303 123 1115

Email: scotland@ico.org.uk              

Wales

Information Commissioner's Office
2nd floor
Churchill House
Churchill way
Cardiff
CF10 2HH

Tel: 029 2067 8400

Fax: 0292 067 8399

Email: wales@ico.org.uk              
 

Northern Ireland

Information Commissioner's Office
3rd Floor
14 Cromac Place
Belfast
BT7 2JB
Tel: 028 9027 8757 or 0303 123 1114
Email: ni@ico.org.uk